{"id":177,"date":"2016-04-04T14:56:37","date_gmt":"2016-04-04T13:56:37","guid":{"rendered":"http:\/\/blog.u-bourgogne.fr\/ica\/?page_id=177"},"modified":"2020-05-08T14:46:28","modified_gmt":"2020-05-08T13:46:28","slug":"housinginsurance","status":"publish","type":"page","link":"https:\/\/blog.ube.fr\/ica\/housing\/housinginsurance\/","title":{"rendered":"Housing Insurance"},"content":{"rendered":"<p><span style=\"font-weight: 400\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">No matter if you choose to live in the CROUS residencies or find your own housing in town, you will need to subscribe to a housing insurance. <\/span><\/span><\/span><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">As an international student you are required to subscribe to a French insurance policy in France.<\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"font-weight: 400\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">You have different possibilities to insure your room in France. <\/span><\/span><\/span><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">The best for you would be to compare prices.<\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"font-weight: 400\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">If you plan to open a French bank account, you can compare what the bank offers you (Soci\u00e9t\u00e9 G\u00e9n\u00e9rale, LCL, BNP, Banque Populaire, Cr\u00e9dit Agricole, etc.). <\/span><\/span><\/span><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">The LCL for example charges 66 euros per year.<\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"font-weight: 400\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">You also have insurance companies: Matmut, Direct assurance, MMA, Maaf, Allianz, Axa, Groupama, Maif etc. <\/span><\/span><\/span><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">These generally offer a student insurance around 120 euros per year. <\/span><\/span><\/span><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">Some of them, like the Matmut for example offer great prices for <\/span><\/span><\/span><\/span><\/span><b><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">shared housing <\/span><\/span><\/span><\/span><\/b><span style=\"font-weight: 400\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">. <\/span><\/span><\/span><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">If you live with <\/span><\/span><\/span><\/span><\/span><b><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">other students <\/span><\/span><\/span><\/span><\/b><span style=\"font-weight: 400\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">you can share the insurance price between yourselves putting it around 20 euros each (according to the surface of the apartment and number of rooms, usually under 4).<\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">One offer that previous ICM students have subscribed to is: <\/span><\/span><\/span><\/span><a href=\"https:\/\/www.assurances-etudiants.com\/\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">https:\/\/www.assurances-etudiant.com\/<\/span><\/span><\/span><\/span><\/a><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"> starting at 23 euros a year.<\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"font-weight: 400\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">Up to you to find the best option according to your needs (living situation, student&#8217;s status, gender and age).<\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"font-weight: 400\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">Whichever one you choose be <\/span><\/span><\/span><\/span><\/span><b><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">careful when you subscribe <\/span><\/span><\/span><\/span><\/b><span style=\"font-weight: 400\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">to the type of contract it is. <\/span><\/span><\/span><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">\u201cTacit renewal\u201d means that unless you ask your insurance provider per email or official letter to cancel your subscription next year, it will automatically re-subscribe, leaving you to pay another year. <\/span><\/span><\/span><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\"><span style=\"vertical-align: inherit\">The notice period to cancel is usually 3 months before the end of the contract.<\/span><\/span><\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>No matter if you choose to live in the CROUS residencies or find your own housing in town, you will need to subscribe to a housing insurance. As an international student you are required to subscribe to a French insurance policy in France. You have different possibilities to insure your room in France. The best&hellip;<\/p>\n<p class=\"more-link-p\"><a class=\"btn btn-primary\" href=\"https:\/\/blog.ube.fr\/ica\/housing\/housinginsurance\/\">Voir plus &rarr;<\/a><\/p>\n","protected":false},"author":234,"featured_media":0,"parent":138,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-177","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/blog.ube.fr\/ica\/wp-json\/wp\/v2\/pages\/177","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.ube.fr\/ica\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/blog.ube.fr\/ica\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/blog.ube.fr\/ica\/wp-json\/wp\/v2\/users\/234"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.ube.fr\/ica\/wp-json\/wp\/v2\/comments?post=177"}],"version-history":[{"count":9,"href":"https:\/\/blog.ube.fr\/ica\/wp-json\/wp\/v2\/pages\/177\/revisions"}],"predecessor-version":[{"id":1101,"href":"https:\/\/blog.ube.fr\/ica\/wp-json\/wp\/v2\/pages\/177\/revisions\/1101"}],"up":[{"embeddable":true,"href":"https:\/\/blog.ube.fr\/ica\/wp-json\/wp\/v2\/pages\/138"}],"wp:attachment":[{"href":"https:\/\/blog.ube.fr\/ica\/wp-json\/wp\/v2\/media?parent=177"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}